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 Contractors Insurance

Why do you need professional indemnity insurance?

Contractors are experts in specific fields, and with this responsibility comes exposure to risks. If you are found responsible for delivering inadequate advice or services that result in a financial loss to your client, Professional Indemnity Insurance (PII) for contractors will offer protection, should compensation be payable. PII will also cover any legal costs incurred while defending the claim.

Recruitment agencies, and often their clients, now require contractors to have appropriate insurance in place, and although you may think you won’t need to make a claim, having contractor indemnity insurance will give you peace of mind. Also, if you operate outside of IR35, holding insurance is a crucial indicator of running your business.

Risk Management

At Bluefin Professions, we can help mitigate the day-to-day risks contractors face. In addition to providing protection should your business be liable for any compensation payable, our services also include risk management support. Our dedicated in-house claims team will guide you through the process step by step to find the right resolution.


What can it do for you?

Offering levels of cover to suit your needs, our range of contractor professional indemnity insurance products combine competitive value with the following additional benefits: 

  • Automatic renewal facility (subject to criteria).
  • Capped excess.
  • Free tax advice helpline for you and on behalf of your clients.
  • Interest-free instalment facility.
  • Dedicated claims team.
  • Free 24-hour legal and counselling advice helplines for all partners.