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Who needs professional indemnity insurance?

Any person who provides advice, designs or offers a service in a professional capacity is regarded as an expert by their client. 

Such clients have high expectations from their professional advisers and in today’s increasingly litigious society, whether you are at fault or not, they may take issue with the advice you have provided or the work you have carried out and seek compensation. 

Even if you are not at fault and can successfully defend a claim, there may still be significant legal costs involved which can be crippling to you and your business. 

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